I provide a free bankruptcy consultation to potential clients so they can get answers to their bankruptcy questions. Some attorneys charge for a consultation; however, I believe that everyone should have access to experienced legal advice regardless of their present financial situation. When you are struggling to pay your debts, the last thing you need to worry about is trying to pay for bankruptcy advice.
If you are struggling with financial problems and you want to discuss options to solve your debt problems, contact my office at 609-267-5297 to schedule your free bankruptcy consultation. You may also use the convenient online contact form to contact my office.
Make the Most of Your Free Bankruptcy Consultation
During your free bankruptcy consultation, I will discuss your financial situation and ask you several questions to determine if bankruptcy is your best course of action. Most people have concerns about filing bankruptcy; therefore, they have several questions they want answered before making the decision to file bankruptcy. Below are the most common questions people ask during their free bankruptcy consultation.
- Will I lose my property if I file bankruptcy?
This is a major concern for most people. Most people who file bankruptcy do not lose any assets. They retain all of their property while discharging thousands of dollars in debt they cannot afford to pay.
- Will I pass the Means Test?
The Means Test uses your income to determine if you are eligible to file a Chapter 7 case. It compares your income to the income of households of the same size in your county. If your income is below the median income, you can to file a Chapter 7 case. If not, you will need to file a Chapter 13 case.
- Which chapter of bankruptcy is best for my situation?
Just because you pass the Means Test, it does not mean that filing Chapter 7 is in your best interest. Depending on your financial situation, you may want to file a Chapter 13 case to protect assets, stop a foreclosure, pay back taxes, pay domestic support arrearage, or another reason. Choosing the chapter of bankruptcy you file is an important element we will discuss at length in relation to your financial situation.
- Is there a non-bankruptcy alternative available?
There may be a non-bankruptcy alternative available to solve your financial problems. We will discuss all of your bankruptcy and non-bankruptcy alternatives; however, in most cases, bankruptcy is the most affordable solution to resolve debt problems.
Contact an Experienced Mount Holly Bankruptcy Attorney
Personal Approach, Professional Service, Affordable Payment Plans
The Law Office of Travis J. Richards, LLC is a full-service Mount Holly bankruptcy law firm focused on Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, debt consolidation, credit repair, tax liens, student loans and foreclosure. We represent clients in Burlington County and throughout South Jersey.
Contact our office at 609-267-5297 to schedule your free bankruptcy consultation to discuss bankruptcy and non-bankruptcy alternatives. You may also use our convenient online contact form and one of our friendly, professional staff members will contact you to answer your bankruptcy questions and/or schedule a free bankruptcy consultation with Travis J. Richards.
Latest posts by Travis Richards (see all)
- Should I Use A Loan Consolidation To Solve My Debt Problem? - 08.20.2015
- Best Way to Pay Off Student Loans - 08.18.2015
- What Is Foreclosure? - 08.13.2015