Are you being harassed by debt collectors? Have you received a notice that your car is being repossessed? Did your mortgage company serve you with a foreclosure complaint? Are you considering a bankruptcy to get out of debt? If so, you may be worried that filing bankruptcy will take too long.
The good news is that we can file bankruptcy in New Jersey very quickly; however, it is much better for you if you come into my office sooner rather than later. Your financial situation only becomes worse the longer you allow it to go on without taking steps to resolve the problem. I offer free bankruptcy consultations so that you can get the information you need to take steps to get out of debt and get back on your feet.
Filing Bankruptcy in New Jersey
Bankruptcy filings are electronic; therefore, you can have a case number within minutes of signing your bankruptcy forms. This is very helpful when you are dealing with a foreclosure sale, vehicle repossession, lawsuit, or wage garnishment. The bankruptcy automatic stay is effective immediately upon the filing of your bankruptcy petition. Creditors are barred from starting or continuing any collection efforts including repossessions, foreclosures, lawsuits, and garnishments. You have immediate protection from creditors seizing your property.
While we can file an emergency bankruptcy in New Jersey the same day you come to my office, it is better to take the time to file a well-planned bankruptcy petition that includes all of the documents required by the court for a complete bankruptcy filing. If there are issues that we must deal with, those issues usually become known as we are working with you to complete your bankruptcy forms. In most cases, filing a complete bankruptcy filing is a smoother process for everyone; however, in an emergency, we do have the option of filing bankruptcy in New Jersey much quicker than you might think.
The first step in filing bankruptcy in New Jersey is to contact my office to schedule a time for us to meet to discuss your financial situation. During our meeting, we will discuss your income, expenses, assets, debts, and financial history. Using this information, I explain the bankruptcy and non-bankruptcy options for resolving debt and explain which option meets your needs and is in your best interest. If you decide to file bankruptcy in New Jersey, I explain the process and tell you what your next step should be. I want to make sure that you are comfortable with your decision and you have the information you need to proceed with a plan to resolve your debt problem.
Contact an Experienced Mount Holly Bankruptcy Attorney
Personal Approach, Professional Service, Affordable Payment Plans
The Law Office of Travis J. Richards, LLC is a full-service Mount Holly bankruptcy law firm focused on Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, debt consolidation, credit repair, tax liens, student loans, and foreclosure. We represent clients in Burlington County and throughout South Jersey.
Contact our office at 609-267-5297 to schedule your free consultation to discuss bankruptcy and non-bankruptcy alternatives or use our online contact form. My staff and I are here to help you get answers to your bankruptcy questions so that you can make an informed decision about filing bankruptcy.
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